Mixed-use properties integrate residential, commercial, and sometimes retail or office spaces, generating multiple revenue streams. Valuing these properties is complex due to the variety of spaces involved.

Lenders need to account for the distinct market values, rental rates, and capitalization rates for each use category. Financing new mixed-use developments often incurs higher construction and development costs due to the intricacy of combining various uses.

Effective management is essential for mixed-use properties because of the diverse nature of tenants and spaces. Lenders evaluate the demand for each component of the mixed-use property, considering market trends like the popularity of live-work-play environments, which can affect the property's appeal and viability.

Occupancy rates and lease structures for each type of space (residential, commercial, retail) are crucial factors. Mixed-use properties can also provide risk diversification, with downturns in one segment (e.g., retail) potentially offset by stability in another (e.g., residential).